Business Owner Pay-Yourself System
Lumpy income, blurry accounts and a tax bill that always surprises you? Build a simple system that pays you a steady wage — even in slow months.
- Price
- $690
- Length
- 4 × 60-minute sessions
- Format
- Video calls + templates
- You receive
- Account map & pay schedule
Why this matters
When business and personal money live in the same pot, every good month feels rich and every slow month feels like failure. A pay-yourself system smooths the ride: income lands in one place, gets split on a schedule, and you pay yourself a predictable amount from a buffer.
What’s included
- Four 60-minute sessions over six weeks
- An account map: income, tax set-aside, operating costs, owner’s pay and buffer
- Your target owner’s pay based on the last 12 months of revenue
- A twice-monthly allocation routine you can run in 15 minutes
- An income-smoothing buffer plan for slow months
- Templates for tracking revenue, allocations and quarterly reviews
Who it’s for
- Freelancers, consultants and creatives with uneven income
- Solo owners and micro-businesses (up to ~5 people)
- You never know what you can safely pay yourself
When it’s not the right fit
Bookkeeping, payroll or tax filing — keep your accountant; we work alongside them- Raising investment or complex multi-entity structures
How it works
Baseline
Session 1: 12 months of revenue, costs and what you’ve actually paid yourself.
Map
Session 2: design your accounts and allocation percentages.
Smooth
Session 3: set your owner’s pay and build the buffer.
Review
Session 4: run your first allocation together and plan quarterly reviews.
Questions about Business Owner Pay-Yourself System
Anything else? Ask us during your free Night Brief or send a message.
Do I need a separate business bank account?
It’s strongly recommended, and setting one up is part of the account map. Your bank can advise on account types.
How much should I set aside for tax?
It depends on your location and situation. We’ll help you build the set-aside habit; your accountant should confirm the percentage.
Does this replace my accountant?
No. Think of it as the cash-flow layer that makes your accountant’s job — and your tax season — easier.
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