1:1 Money Coaching
Twelve weeks, one coach, and a cash-flow system built around your real life — kids, career, side projects and all.

- Price
- $1,200
- Length
- 12 weeks · six 60-min calls
- Format
- Video calls + messaging
- You receive
- Personal plan by week 2
Why this matters
Information isn’t the problem. You already know you should save more and spend less on things that don’t matter. What’s missing is a system that fits your life and someone who notices when it starts to drift. Coaching gives you both: structure, plus a calm second pair of eyes on your numbers every two weeks.
What’s included
- Six 60-minute video sessions, every other week
- Unlimited async messages between sessions (replies within one business day)
- Your full Cash Flow Clarity Audit included in week one
- A personal spending plan with automated “pay yourself first” transfers
- Savings and debt strategy built around your priorities
- Emotional spending tools and a pause protocol tailored to your triggers
- Lifetime access to the Owler Method course and workbook
Who it’s for
- You want lasting change, not a one-off clean-up
- You have competing goals — debt, savings, travel, a house — and need an order
- You do better with accountability and a human to talk to
When it’s not the right fit
You want someone to pick investments or file taxes for you
You’re not ready to look at your transactions honestly yet — the course is a gentler start
How it works
Audit
Weeks 1–2: we read your transactions and set a clear baseline.
Design
Weeks 3–6: we build your spending plan, accounts structure and automations.
Practise
Weeks 7–10: we test the system in real life and adjust the parts that rub.
Own it
Weeks 11–12: you run the monthly review yourself, with us watching.
Questions about 1:1 Money Coaching
Anything else? Ask us during your free Night Brief or send a message.
Can I pay in instalments?
Yes — three monthly payments of $420. The full-pay price is $1,200.
What if I miss a session?
Reschedule for free with 24 hours’ notice. Sessions can be spread over up to 16 weeks if life gets busy.
Is this therapy?
No. We work with the emotions around money in a practical, coaching way. If deeper issues come up, we’ll encourage you to work with a licensed mental-health professional.
Do you work with couples?
Yes. Couples can share one coaching package; for focused alignment work, see Couples Money Alignment.
You might also consider

Cash Flow Clarity Audit
One focused session where we read three months of your transactions together, then a written Money Brief that shows exactly where the money goes and what to change first.
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Emotional Spending Reset
A six-week small-group program that gets to the root of stress shopping, late-night carts and “I deserve it” spending — with practical tools, not shame.
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Couples Money Alignment
Three structured sessions for couples who want to stop arguing about money and start running it as a team — joint, separate or somewhere in between.
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